Fill Out Parent PLUS Borrower Deferment Request Online
Parent PLUS Borrower Deferment Request
Federal Student Aid
Requests postponement of Parent PLUS Loan payments while the student is enrolled at least half time and for six months afterward.
Reviewed July 2026
How it works
- 1
Open the form. The official PDF loads straight into the editor, no download needed first.
- 2
Fill it out in the editor. Click anywhere to type, add checkmarks and place your signature.
- 3
Download your PDF. Save the completed form, ready to print or submit.
The Parent PLUS Borrower Deferment Request lets a parent who borrowed a Direct PLUS or Federal PLUS Loan postpone payments while the student the loan was for is enrolled at least half time, and optionally for six more months after the student leaves school or drops below half time. It applies to PLUS Loans first disbursed on or after July 1, 2008.
Fill in the borrower and student information in the Universal PDF editor, download and sign the PDF, then have an official at the student's school complete the enrollment certification before you send the form to your loan servicer.
What the parent PLUS deferment is used for
Parent PLUS Loans normally enter repayment as soon as they are fully disbursed, even while the student is still in school. This deferment pauses those payments for the enrollment period and, if you check the box, for the six month window after the student graduates, withdraws, or falls below half-time enrollment.
PLUS Loans are unsubsidized, so interest accrues during the entire deferment and unpaid interest may capitalize when it ends. The form includes a checkbox to make interest payments along the way, which keeps the balance from growing.
Who should use this form
Parent borrowers of Direct PLUS or Federal PLUS Loans first disbursed on or after July 1, 2008, while the benefiting student is enrolled at least half time at an eligible school. The deferment is tied to a specific student, so a parent who borrowed for two children submits a separate request for each.
Parents who are themselves enrolled in school at least half time use the In-School Deferment Request instead, which covers a borrower's own enrollment.
How to fill out the form
Three parts need attention:
- Section 1: your identifying information as the borrower, not the student's
- Section 3: the student's name and SSN, the optional checkbox to make interest payments, the optional checkbox for the six month post-enrollment deferment, and your signature and date
- Section 4: completed by an authorized official at the student's school, certifying the enrollment status, academic period dates, expected completion date, and the school's OPEID
How to submit it
Mail the completed form to the address shown in Section 7 of your copy; if no address is printed, send it to your loan servicer, and only the first three pages need to be returned. As an alternative to the Section 4 signature, you can attach school documentation with the same details or have the school report the student's enrollment to the National Student Loan Data System.
Send a separate request to each loan holder if your PLUS Loans are held in different places. The servicer may apply a short forbearance while processing the form or to cover an existing delinquency.
Frequently asked questions
Yes. PLUS Loans are unsubsidized, so interest accrues throughout the deferment and unpaid interest may capitalize when it ends. Checking the interest payment box on the form and paying as you go prevents the balance from increasing.
Yes, by six months. Check the box in Section 3 requesting deferment for the six month period after the student graduates, withdraws, or drops below half-time enrollment. This option exists for PLUS Loans first disbursed on or after July 1, 2008.
Two. The deferment is based on a specific student's enrollment, so you file a separate request for the loans you borrowed for each student, and a separate request to each loan holder if the loans are serviced in different places.
An authorized official of the school where the student is enrolled, such as the registrar. Alternatively you can attach documentation from the school containing the same enrollment details, or the school can report enrollment through the National Student Loan Data System.
Parent PLUS loans are not eligible for income-driven repayment plans directly, though the Repayment Plan Request offers Standard, Graduated, and Extended schedules. Repayment options have been changing, so review what is currently available on StudentAid.gov or with your servicer.
Related forms
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