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Fill Out Graduate Fellowship Deferment Request Online

Graduate Fellowship Deferment Request (GFD)

Federal Student Aid

Requests postponement of federal student loan payments while the borrower is enrolled in an approved graduate fellowship program.

Reviewed July 2026

How it works

  1. 1

    Open the form. The official PDF loads straight into the editor, no download needed first.

  2. 2

    Fill it out in the editor. Click anywhere to type, add checkmarks and place your signature.

  3. 3

    Download your PDF. Save the completed form, ready to print or submit.

The Graduate Fellowship Deferment Request (GFD) postpones payments on Direct Loans, FFEL Program loans, and Perkins Loans while you participate full time in an approved graduate fellowship program. It covers research fellows, doctoral candidates on funded fellowships, and similar positions that meet the conditions listed on the form.

Complete the borrower sections in the Universal PDF editor, download and sign the PDF, then have an authorized official of the fellowship program certify the program dates in Section 4 before you send the form to your loan servicer.

What the graduate fellowship deferment is used for

During the deferment you are not required to make payments of principal or interest. Subsidized loans carry no interest charge to you for the period, unsubsidized loans continue to accrue interest that may capitalize at the end, and Perkins Loan borrowers receive a six month post-deferment grace period, with no capitalization ever on Perkins Loans.

The deferment begins on the date you became eligible, as certified by the program official, and ends on the earlier of the certified end date or the date you stop meeting the eligibility criteria.

Who qualifies

Section 2 asks a series of yes or no questions, and you must be able to answer yes to all that apply to your situation:

  • You hold a bachelor's degree
  • You have been accepted, or recommended for acceptance, by an institution of higher education into a full-time graduate fellowship program
  • The fellowship provides sufficient financial support to allow full-time study for at least six months
  • The program required a written statement of your objectives before awarding the support
  • The program requires periodic reports, projects, or other evidence of your progress
  • If you are studying at a foreign university, the fellowship program accepts that coursework toward completing the fellowship

How to fill out the form

Enter your identifying information in Section 1 and answer the eligibility questions in Section 2 in order. In Section 3, sign the requests and certifications, optionally checking the box to make interest payments during the deferment.

Section 4 belongs to an authorized official of the fellowship program or institution, who records the program's begin date and expected end date and certifies that you and the program meet the Section 2 conditions. Instead of the signature, you may attach separate documentation from the official containing the same information and certification.

How to submit it

Send the completed form to the address shown in Section 7 of your copy; if no address is printed, return it to your loan servicer. Only the signed and certified pages need to go back, and a separate request is required for each loan holder if your loans are held in more than one place.

Notify your loan holder immediately if you leave the fellowship early, since the deferment ends when eligibility ends. The servicer may apply a short forbearance while processing the request or to cover an existing delinquency.

Frequently asked questions

A full-time program at an institution of higher education that provides enough financial support for at least six months of full-time study, required a written statement of objectives before awarding support, and requires periodic reports or projects showing progress. The form's Section 2 questions test each condition.

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