Does the election cover all of my jobs?

Yes. A CPT30 election applies to every employer you have. You give a copy of the same form to each employer rather than making separate elections.

When do my CPP deductions actually stop?

The first day of the month following the month your employer receives your completed form. Deductions taken before that date are not refunded through this process.

What do I give up by stopping contributions?

Contributions made between 65 and 70 while receiving a retirement pension fund the CPP post-retirement benefit, which increases your future payments. Electing out means no further post-retirement benefit accrues from employment earnings.

Can I change my mind later?

Yes. You can revoke the election using the same form and resume contributing, subject to the limit of one election or revocation per calendar year.

Do self-employed people use CPT30?

Not for self-employment earnings. The equivalent choice is made on the CPP schedule filed with the income tax return. The CPT30 covers employment income only.

Employment

Fill Out CRA Form CPT30 Online

Election to Stop Contributing to the Canada Pension Plan, or Revocation of a Prior Election

Canada Revenue Agency

Lets working CPP recipients aged 65 to 70 stop or restart Canada Pension Plan contributions.

Reviewed July 2026

How it works

1
Open the form. The official PDF loads straight into the editor, no download needed first.
2
Fill it out in the editor. Click anywhere to type, add checkmarks and place your signature.
3
Download your PDF. Save the completed form, ready to print or submit.

CRA Form CPT30, Election to Stop Contributing to the Canada Pension Plan, or Revocation of a Prior Election, is for employees who are at least 65 but under 70, are receiving a CPP or QPP retirement pension, and want to stop making CPP contributions on their employment income. The same form is used later if they change their mind and want contributions to start again.

You can complete Form CPT30 in the Universal PDF editor, tick the election or revocation box, fill in your details, and download the finished PDF. You will need copies for your employer and for the Canada Revenue Agency, and a typed original makes both copies clean and consistent.

What is Form CPT30 used for

Once you turn 65 and are collecting a CPP or QPP retirement pension, continued CPP contributions on employment earnings become optional rather than mandatory. Contributions made in this window fund the post-retirement benefit, which adds to your pension. The CPT30 is the mechanism for opting out of those contributions, and for revoking an earlier opt-out if you decide the additional benefit is worth contributing for.

The election applies to all employers you work for, not just one, and it stays in effect until you revoke it or reach 70, when CPP contributions stop automatically for everyone.

Who files Form CPT30

Employees aged 65 to under 70 who receive a CPP or QPP retirement pension and work in pensionable employment use this form. It is not needed before 65, because contributions are mandatory until then, and it is not needed at 70 or later, because contributions end automatically.

Self-employed individuals do not use the CPT30 for their self-employment earnings; they make the equivalent election on the schedule for CPP contributions filed with their income tax return. Someone with both employment and self-employment income may need to deal with each stream separately.

How to fill out Form CPT30

The form is short, but the routing matters as much as the fields:

Enter your name, social insurance number, and contact information in the identification area.
Confirm the eligibility conditions, including that you are receiving a CPP or QPP retirement pension.
Tick whether you are electing to stop contributing or revoking a prior election to resume contributions.
Sign and date the form. An unsigned form is not valid.
Give a copy to your employer, and every employer you work for, then send the original to the Canada Revenue Agency at the address in the form instructions.

When the election takes effect

The election or revocation takes effect on the first day of the month after the month you give the form to your employer. It cannot be backdated, so contributions already deducted before the effective date stay in place. You can generally make only one election or one revocation in a calendar year, which is worth keeping in mind if your plans are in flux.

Frequently asked questions

Employees who are at least 65 but under 70, work in pensionable employment, and are receiving a CPP or QPP retirement pension. All three conditions must be met before the election can be made.

Universal PDF is an independent product and is not affiliated with or endorsed by any government agency. Forms are provided from official government sources; always confirm you have the current version before filing.

This form is reproduced from official Canadian government sources. Universal PDF is not affiliated with or endorsed by any Canadian federal or provincial government body; always confirm you have the current version on the official site.